Reactions As Photos Of Nigerian Bad Debtors Go Online (Video)

A loan app named ‘Delinquent Loans’ has stirred controversy by publicly sharing photos of 87 individuals it claims are debtors. The move, aimed at recovering unpaid loans, has sparked heated debate online.

The app uploaded the images in a series of three TikTok videos, each accompanied by the caption, “Please settle your loans.” These videos started trending on Saturday, drawing significant attention and dividing opinions on social media platforms.

Many users shared their reactions to the app’s unusual tactic. A social media user, ‘King’ (known as #KingSuleiman27 on X), warned, “Has anyone seen the video posted by a loan app featuring pictures of 87 debtors owing them? You better check it out to make sure your picture isn’t among them ooo!”

Similarly, Prince Olugbade (#latmos997) commented, “As they don post their pictures, make them go collect the money from the general public wey view am, or post am for YouTube use the views settle the debt.”

Others criticized the action as unethical. FaVōuR™ (fhavourabia) stated, “Actually, if we have a functioning government, these people should be sued for defamation.” Another user, Agbalaka (#CroBender), observed, “Taking money from shylocks comes with regrettable consequences.”

Some highlighted the potential repercussions of loan defaults. Smiles Ebony (#smileebony) explained, “There’s something all these people don’t understand. After you default on any loan, you will be reported to the credit bureau, and this will affect anyone.” Emma (#Emmabest) raised concerns about misinformation, noting, “Most of these persons are not aware of this loan. Suddenly, they receive a call asking them to pay back the money they borrowed.”

The loan app’s strategy has triggered broader discussions about privacy, ethics, and legal boundaries. While some individuals supported the app’s efforts to recover debts, others condemned the approach as a violation of personal rights.

Additional social media reactions reflected the mixed sentiments:

-yourpapa (@heroh__): “Make I check if I go see person I sabi 😭😂.”

-@Iam_marcus🧢: “Download pls.”

-💗Godgrace💖 (@flourishbidex): “My picture is there na 16m I dey owe them.”

-𝑴𝑼 𝑯𝑬𝑬 ♛ (@muheediva01): “The pictures are not clear, they’re safe 😂.”

-🧘 OFFICIAL X HATER🧘 (@BLESSEDPRAIZ): “Which app posted this, it’s high time I sued one loan company and teach them a serious lesson.”

-O.G🤴🏽 (@allhajinallah): “Respect my privacy by deleting this post… My picture dey before I take legal action.”

-Godfather001 (@GodfatherLino): “Why are they not clear? I wan see if my enemy’s picture dey dia.”

-Rachel Peters 🇺🇸🌎 (@RachelP8_1776): “This is so embarrassing.”

-LEGENDOP (@IlegendopI): “87 debtors’ photos? Looks like a new reality show in the making: ‘Who Wants to Be a Loan Star?’ 😂.”

-👑 (@nolifefahard): “I still no go pay.”

-Uncle Ayodele (@AyodeleToyota): “They’ve made enough from the interest.”
-oj (@onah_oj): “All that money otilor.”

-Gentleman 🇺🇸🇳🇬 (@Ugez2): “These loan apps need to be controlled. This, and accusing people of rape and theft, etc., needs to be checked immediately. One day they’ll kidnap or kpef someone.”

The controversial approach by Delinquent Loans highlights the tension between debt recovery efforts and respecting individual privacy. The ongoing debate suggests a need for clearer regulations to address the actions of such loan apps.

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